Everyone Deserves a Fresh Start
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Easy Auto Loans Even with Bad Credit
Get financing to purchase a new or used car. Start the online approval process now.
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Bad Credit Auto Loans

We have more experienced bad credit auto loan finance managers than nearly any other car dealer group in the USA. Because of our high volume of both good and bad credit auto financing, we can offer special financing rates and terms that other local area bad credit car dealerships can not.

bad credit auto loans

Guaranteed Auto Loan Approvals

Stand-alone auto dealerships and used car lots have limited inventory and lending resources. Suburban Fresh Start's network of car loan companies include banks, credit union, OEM auto finance companies, special finance auto loan companies, and 100% guaranteed credit approval lenders for people with poor or really bad credit.

guaranteed auto loans

Better Than Buy Here Pay Here Car Lots

Often when you buy a car with bad credit at these lots, your auto loan is approved in-house. That is to say the used car lot is the lender. With in-house car dealer financing, consumers make weekly payments and your good car loan payment history does not show up on your credit report. With Suburban Fresh Start, all your payments are reported.

buy here pay here car lots

Headquartered in Metro Detroit

The Suburban Collection of nationwide dealerships has been helping people with bad credit find the best car loans for over 60 years. With thousands of used cars on the lot, you're sure to find a used car you want to own, at a price and payment you can afford.

Michigan car dealership
Giving Back to the Community

The spirit of giving is supported by our staff who actively participate in blood drives, relays, toy drives and other community activities. At The Suburban Collection, we are proud to invest in the things we care about: Our family, our community, and our future. Currently we contribute to over 50 national, regional and local organizations.

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What People are Saying About Suburban Fresh Start
suburban fresh start reviews
The Suburban Collection and our Suburban Fresh Start program have more positive reviews than any other car dealer group.
"This was such a positive car buying experience. Quick, efficient, and I never felt any pressure from the sales or financing staff. I set a financial cap on my payment and it was met. I was very satisfied with my experience."
Courtney P., Royal Oak, MI
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Fresh Start Used Cars

Here is a sampling of our inventory. View More Of Our Car Inventory
Used Cadillac SRX  - 3GYFNAEY1BS627991
2011 Black Cadillac SRX 31,043 Miles Get Financing »
Used Volkswagen Golf GLS - 9BWGS61J914040578
2001 Volkswagen Golf 207,226 Miles Get Financing »
Used Jeep Wrangler X - 1J4FA24107L158203
2007 Dk. Blue Jeep Wrangler 98,289 Miles Get Financing »
Used Volkswagen Jetta HYBRID - 3VW637AJ2DM214831
2013 Blue Volkswagen Jetta 12,413 Miles Get Financing »
Used Lincoln MKS  - 1LNHM93R29G600122
2009 Lincoln MKS 92,455 Miles Get Financing »