Find Affordable Used Cars

easy auto loans
Easy Auto Loans Online
Get financing to purchase a new or used car. Start the online approval process now.
Home > Auto Financing > Find affordable used cars

Affordable Used Cars with Budget Car Loan Payments

It's often difficult to find an affordable quality used car when you have credit problems. Many used car lots are filled with high mileage older cars that don have many of the newer features like onboard or portable GPS navigation systems. While these older cars may be priced cheap, chances are they will not make it through the length of the loan. It's much different at Suburban Fresh Start. With our bad credit auto loan finance program you will find a used car that you want to own at a price and payment you can afford. The Suburban Collection has over 1,000 late model low mileage quality used cars. Nearly every car on our lot qualifies for guaranteed auto financing with the Suburban Fresh Start program. When trying to find a used car, however, we recommend that you stay within your budget, especially if you are trying to recover from credit problems. When budgeting for a used car there are several things in addition to the car loan payment that you should consider.

  • Budgeting for a Used Car
  • Car Loan Payment
  • Auto Insurance
  • Gas Mileage
  • Repair & Maintenance Cost

Auto Insurance

Auto insurance rates vary by the age and gender of the insured as well as the geographical location of the buyer and their place of employment. Auto insurance rates also vary by the body style and type of vehicle. Sports cars tend to have much higher rates than family cars. So you may have always dreamed of owning a Ford Mustang GT, but if you're trying to stay within a budget you may be better served finding a used Ford Taurus.

Gas Mileage

Lately gasoline prices have been soaring. The price of gas can have a major effect on your budget; take a look at the following example when gasoline prices are at $4.00 per gallon and a person drives 20 miles one way to work each day. A 30 MPG car would use 1.33 gallons of gasoline per day at a cost of $5.33 dollars per day or $112 per month in months with 21 work days. Under the same scenario a 15 MPG car would use 2.66 gallons of gasoline per day and cost $10.66 per day or $224 per month. Yes that is correct. A low MPG car could cost you as much as $100 per month more to operate than a high MPG car.

Repair & Maintenance Costs

The best way to budget for the cost to maintain a vehicle and unexpected repair costs is to include an extended service contract at the time of purchase. In most cases this will add anywhere from $20 to $40 per month to your car loan payment. With an extended service plan you will minimize the risk of having to pay for a large sum of money for a major repair such as a transmission or engine problem.

Suburban Fresh Start News
  • Bad credit? Good news when it comes to buying a car
    July 12, 2012
    A recent survey shows bad credit auto financing in Detroit will get even easier for those of you with bad credit and Suburban Fresh Start is here to help.
  • 10 car models being discontinued after this year
    October 02, 2012
    Here is a list of 2012 models that many people bought with bad credit auto loans that will be no more after then end of the year.
  • How do settlements affect your credit score?
    April 05, 2013
    Debt settlements can negatively impact your credit score and affect you ability to buy a car with bad credit, unless you can get guaranteed credit approval.
  • suburban fresh start application

    Fresh Start Used Cars

    Here is a sampling of our inventory. View More Of Our Car Inventory
    Used Ford Explorer XLT - 1FMHK8D83CGA82339
    2012 Dk. Blue Ford Explorer 59,657 Miles Get Financing »
    Used Chevrolet Cruze LS - 1G1PC5SH9B7239295
    2011 White Chevrolet Cruze 36,147 Miles Get Financing »
    Used GMC Terrain SLT-1 - 2CTFLVE52B6238529
    2011 GMC Terrain 78,029 Miles Get Financing »
    Used Buick LaCrosse CXL - 2G4WD582461266857
    2006 Sandstone Buick LaCrosse 88,323 Miles Get Financing »
    Used Toyota Corolla CE - 2T1BR12E6YC267674
    2000 Toyota Corolla 138,094 Miles Get Financing »