Buy a Car with Bad Credit

easy auto loans
Easy Auto Loans Online
Get financing to purchase a new or used car. Start the online approval process now.
Home > Bad Credit > Buy a car with bad credit

Suburban Fresh Start helps people buy a car with bad credit everyday. When you have bad credit and are trying to get a bad credit auto loan there are a few things that you should know about the process, especially if this is the first time you are buying a car with bad credit.

If you have a good credit rating you rarely need money down, nor do you have to prove the accuracy of the items on the auto credit application that the lender reviewed. The approval is based on the excellent credit history of the car buyer.

When your credit, on the other hand, is bad, you are required to prove most of the items, and it is also often required that money down is need to maintain a low loan to value ratio. Most special finance auto loan companies only want to lend money to the borrower for the price of the car, rarely will they go over the price of the car and loan money for government fees and taxes. A good rule of thumb when buying a car with bad credit is to have around a thousand dollars cash money or trade equity to cover these fees.

In addition to money down, bad credit car buyers also have to prove where they live and how much they earn. For most people this requires a recent utility bill and a pay stub. For self employed borrowers two years tax returns prepared by a professional agency usually does the trick.

For those that cannot prove their income we also have the guaranteed credit approval program. With the guaranteed credit approval program the vehicle qualifies for a specific loan amount based on the value of the collateral.

Suburban Fresh Start News
  • Guaranteed credit approval is #1 Fresh Start search term
    December 28, 2012
    Here at Suburban Fresh Start, we always are interested in how people find us in their search for a bad credit auto loan financing.
  • Does Anyone Actually Offer Auto Financing for All?
    October 04, 2013
    you should know there really is guaranteed auto financing for all, so there are options for you if you are considered to be a high-risk borrower for one reason or another.
  • Used Cars with Great Fuel Economy
    August 08, 2014
    Most people want to talk about what great mileage they can get with the latest vehicles on one tank gas. Here are 5 newer cars that are very fuel efficient.
  • suburban fresh start application

    Fresh Start Used Cars

    Here is a sampling of our inventory. View More Of Our Car Inventory
    Used Saab 9-7X 5.3i - 5S3ET13MX82803748
    2008 White Saab 9-7X 93,808 Miles Get Financing »
    Used Ford Explorer XLT - 1FMEU63E07UA36564
    2007 Dk. Gray Ford Explorer 101,102 Miles Get Financing »
    Used Cadillac Escalade Luxury - 1GYS4BEF8DR221475
    2013 Black Cadillac Escalade 24,589 Miles Get Financing »
    Used Honda Element EX - 5J6YH18695L002243
    2005 Red Honda Element 95,785 Miles Get Financing »
    Used Chevrolet HHR LT - 3GNDA23D57S601598
    2007 Chevrolet HHR 126,209 Miles Get Financing »