Guaranteed Credit Approval

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Suburban Fresh Start is the home of guaranteed car financing. 100% of the people that apply with us are approved for an auto loan to buy a car on one of our used car lots.

Guaranteed credit approval

Here's how it works.

  • Complete the online credit application
  • Visit a Suburban car lot
  • Select a new or used car you want to own
  • Within 30 seconds of transmitting your vehicle choice to the lender, you're approved! Car credit guaranteed.

That's right. Suburban Fresh Start has instant car credit on every car on the lot. To qualify for instant auto finance, regardless of your credit score, job time, down payment or debt ratio, all you need to earn is $800 per month, and it can come from any source, even unemployment. Monthly car loan payment restrictions may require an investment from the car buyer, in other words, the guaranteed credit approval program cannot be combined with the zero down auto loan program.

With our bad credit auto loans guaranteed approvals we base the instant auto finance amount on the value of the new or used car you are buying, so there is not a fixed amount that you are approved for, it will vary from car to car. That's why it's so important that you visit one of our car lots as quickly as possible.

Once you select a vehicle you want to own we'll send the vehicle information to the finance company and they'll approve you within 30 seconds, guaranteed. No other bad credit car dealer group has the selection and funding sources.

Make the choice today, apply with Suburban Fresh Start online, visit one of our car lots, pick out a car you want to buy, and drive away the same day.

Suburban Fresh Start News
  • Suburban Collection dealerships "Give a Hand for the Holidays"
    November 20, 2012
    The Suburban Collection locations are joining in Gleaners Food Bank's "Give a Hand for the Holidays" food and fund drive to help the needy this holiday season.
  • 10 new fuel efficient cars that get 40 mpg or better
    October 30, 2012
    As automakers work their way to the 2025 fuel economy standard of 54.5 miles per gallon, there are plenty of 2013 models that offer 40 mpg on the highway or better. Here are 10 new models for you to consider.
  • How long can medical bills stay on your credit score?
    April 09, 2013
    If you have unpaid medical bills, you might wonder how this affects your credit score and your ability to get a bad credit car loan.
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    Fresh Start Used Cars

    Here is a sampling of our inventory. View More Of Our Car Inventory
    Used Toyota Camry Hybrid  - 4T1BB46KX9U107125
    2009 Silver Toyota Camry Hybrid 41,823 Miles Get Financing »
    Used Mercury Mountaineer Premier - 4M2EU48E18UJ03802
    2008 Black Mercury Mountaineer 97,093 Miles Get Financing »
    Used Porsche 911 Carrera - WP0AA2A91CS789066
    2012 Black Porsche 911 12,226 Miles Get Financing »
    Used GMC Yukon SLE - 1GKUKAE0XAR257341
    2010 White GMC Yukon 85,940 Miles Get Financing »
    Used Volkswagen Passat SEL PREMIUM - 1VWCH7A38DC087199
    2013 Volkswagen Passat 16,198 Miles Get Financing »