No credit check car loans for bad credit

easy auto loans
Easy Auto Loans Online
Get financing to purchase a new or used car. Start the online approval process now.
Home > Guaranteed Auto Loans > No credit check car loans for bad credit

A no credit check car loan: the very idea seems difficult to understand. How can anyone, especially in this economy, get a loan without a credit check? These types of car loans are actually becoming increasingly common these days, and we can explain how they work, and how they become beneficial to both the lender and the borrower.

Getting no credit check car loans

Today, so many people have bad credit because of the poor economy we experienced in recent years. It's simply a fact of life. But a car is a necessity to ensure a solid financial future--without a car, it can be almost impossible to get and maintain a job.

guaranteed credit approvalThe reason that a bad credit car loan can be given without a credit check is because it is a secured loan. This means that the loan is secured by the value of the car, and if you default on the loan for any reason, the lender can take back the car. This is a win-win situation for them, because as long as the car does not depreciate too much from its initial value, they will always be able to recover any losses.

What Are the Positives?

  • Fast and simple - most no credit car loans can give you cash in the bank almost immediately.
  • Easy - no credit check car loans may be the only choice for those with very bad credit.

What Are the Negatives?

  • No credit repair
  • High rates - the interest rates are usually higher than market average.

Here at Suburban Fresh Start, we offer guaranteed credit approval for everyone. And the best part is that we have a host of bad cedit auto loan lenders who will compete to give you a loan so you will get the best deal you can for your credit profile. And we report your timely payments to the credit agencies, helping you rebuild your credit along the way. Get approved now by filling out our online application.

Who should get a bad credit car loan?

If you have bad credit, and the car you want to purchase is a cheap used car, then a no credit check car loan is probably the best option for you. Keep in mind the faster you pay off this loan, the better. These loans are generally for very little cash, but with a high interest rate. A no credit check car loan should not be carried as long as a traditional car loan for these reasons.

If your car is over $5000, or if your credit is reasonable, than a no credit check car loan may not be the most optimal choice for you. Shop around and get many online car loan quotes before deciding on which type of loan to get.

Suburban Fresh Start News
  • Some highlights from the 2013 Detroit auto show
    January 15, 2013
    There is a lot of buzz going on now that the 2013 NAIAS Detroit auto show is underway, so we thought we would bring you a few highlights guaranteed to satisfy the car enthusiast in you.
  • How divorce can affect your ability to get guaranteed auto financing in Michigan
    August 30, 2012
    Divorce always creates many financial questions such as how the situation can affect your credit and your ability to get guaranteed auto financing in Michigan.
  • How Long Does It Take to Raise Your Credit Score?
    April 12, 2013
    These tips will help you improve your bad credit score so you can get auto financing.
  • suburban fresh start application

    Fresh Start Used Cars

    Here is a sampling of our inventory. View More Of Our Car Inventory
    Used Nissan Altima 2.5 - 1N4AL2AP7CN475497
    2012 Beige Nissan Altima 18,705 Miles Get Financing »
    Used Toyota Corolla S - JTDBL40E799043293
    2009 Toyota Corolla 116,865 Miles Get Financing »
    Used Chrysler Town & Country  - 2C4RC1BG5CR119896
    2012 Blue Chrysler Town & Country 30,242 Miles Get Financing »
    Used Volkswagen Jetta 2.0L Base - 3VW1K7AJ9CM342172
    2012 White Volkswagen Jetta 26,696 Miles Get Financing »
    Used GMC Sierra 1500 SLT - 3GTXKWE25AG166419
    2010 Silver GMC Sierra 1500 52,857 Miles Get Financing »