No credit check car loans for bad credit

easy auto loans
Easy Auto Loans Online
Get financing to purchase a new or used car. Start the online approval process now.
Home > Guaranteed Auto Loans > No credit check car loans for bad credit

A no credit check car loan: the very idea seems difficult to understand. How can anyone, especially in this economy, get a loan without a credit check? These types of car loans are actually becoming increasingly common these days, and we can explain how they work, and how they become beneficial to both the lender and the borrower.

Getting no credit check car loans

Today, so many people have bad credit because of the poor economy we experienced in recent years. It's simply a fact of life. But a car is a necessity to ensure a solid financial future--without a car, it can be almost impossible to get and maintain a job.

guaranteed credit approvalThe reason that a bad credit car loan can be given without a credit check is because it is a secured loan. This means that the loan is secured by the value of the car, and if you default on the loan for any reason, the lender can take back the car. This is a win-win situation for them, because as long as the car does not depreciate too much from its initial value, they will always be able to recover any losses.

What Are the Positives?

  • Fast and simple - most no credit car loans can give you cash in the bank almost immediately.
  • Easy - no credit check car loans may be the only choice for those with very bad credit.

What Are the Negatives?

  • No credit repair
  • High rates - the interest rates are usually higher than market average.

Here at Suburban Fresh Start, we offer guaranteed credit approval for everyone. And the best part is that we have a host of bad cedit auto loan lenders who will compete to give you a loan so you will get the best deal you can for your credit profile. And we report your timely payments to the credit agencies, helping you rebuild your credit along the way. Get approved now by filling out our online application.

Who should get a bad credit car loan?

If you have bad credit, and the car you want to purchase is a cheap used car, then a no credit check car loan is probably the best option for you. Keep in mind the faster you pay off this loan, the better. These loans are generally for very little cash, but with a high interest rate. A no credit check car loan should not be carried as long as a traditional car loan for these reasons.

If your car is over $5000, or if your credit is reasonable, than a no credit check car loan may not be the most optimal choice for you. Shop around and get many online car loan quotes before deciding on which type of loan to get.

Suburban Fresh Start News
  • Getting Same Day Car Loans
    July 08, 2013
    When you need fast vehicle financing, instant approval car loans will let you pick out a car and drive away the same day.
  • Is It a Better Idea to Lease or Buy My Next Car?
    September 02, 2014
    There are pros and cons between leasing and buying a vehicle. Everyone has different wants and needs, so you should choose carefully.
  • Besides Credit History, What Other Factors Affect My APR?
    October 21, 2014
    Credit history has a strong impact on what sort of interest rate you’ll be offered when you purchase a vehicle. What else is considered?
  • suburban fresh start application

    Fresh Start Used Cars

    Here is a sampling of our inventory. View More Of Our Car Inventory
    Used Chrysler Town & Country Touring - 2C4RC1BG3DR517948
    2013 Red Chrysler Town & Country 32,297 Miles Get Financing »
    Used Mazda Mazda2 Sport - JM1DE1KY4C0135739
    2012 Red Mazda Mazda2 59,315 Miles Get Financing »
    Used Chrysler Town & Country Touring - 2C4RC1BG6DR517958
    2013 Blue Chrysler Town & Country 39,325 Miles Get Financing »
    Used Volkswagen Beetle 2.0 TSi - 3VWV67AT1CM656194
    2012 Black Volkswagen Beetle 5,234 Miles Get Financing »
    Used Buick LaCrosse Leather Group - 1G4GC5ER7DF274692
    2013 Buick LaCrosse 19,800 Miles Get Financing »